This Month
Economists found a ‘give up’ cliff. Young Australians are teetering
There is a tipping point where young people, overwhelmed by the widening gap between effort and outcome, begin to disengage from traditional financial goals.
6 habits that separate high earners from the truly wealthy
Understanding these behavioural shifts and automation secrets could help transform a good salary into lasting financial independence.
A $500,000 mortgage at 55: Millennials face grim retirement
Rising property prices, later market entry, and frequent refinancing now extend loan terms well past borrowers reaching their 60s.
Rich parents drive rise in prenups
Against the backdrop of what’s being described as the greatest transfer of wealth the world has ever seen, pre-marital financial agreements are no longer viewed as something for celebrities or the ultra-wealthy.
February
This may be how the era of 10-plus property portfolios ends
The “infinite borrowing” hack is hitting a regulatory wall as APRA moves to flush out housing-market vulnerabilities, leaving aggressive investors exposed.
Offset v redraw: 4 ways to deploy a $100,000 windfall in a mortgage
Maintaining original higher repayments while using such facilities can save borrowers over $318,000 in interest and shave nearly eight years off a home loan.
January
How these uni students defied the affordability crisis to buy property
The siblings are joint owners of a Brisbane flat. How they got there is a masterclass in discipline and the use of co-ownership to build early wealth.
The wealth divide splitting young Australia in two
The “Great Australian Dream” might feel like a nightmare for many young people but a fortunate cohort who managed to buy when interest rates hit record lows are surging ahead.
This couple had $500k to invest in property but did this instead
Tim and Darienne Branson are using borrowed money to invest in the sharemarket. Financial advisers say it’s becoming increasingly popular among young Australians.
December 2025
How 3 investors found their Goldilocks number
What proportion of income should go to investments? We asked a university student, a communications professional and a financial adviser about their approach.
This 29-year-old is $2.85m in debt. And he’s OK with that
Millennial Vincent Ho has mortgages on six investment properties. It’s a high-debt strategy that requires diversification and cash flow management.
Saving is hard. Here’s how to set goals (and stick to them)
The prospect of putting money away each week can seem hard, but this approach has helped achieve balance saving and spending.
November 2025
Why this 27-year-old told her friends about a $250,000 inheritance
Financial windfalls are increasingly complicating relationships as the gulf between the haves and the have-nots grows.
Hannah inherited $1.7m. This is what she did with it
Receiving a large inheritance requires a strategic “pause” to manage grief and avoid emotional spending.
What this Lamborghini can teach about money and happiness
Living well involves striking a balance between saving and spending.
‘Death contract’: Young buyers wary of the 5 per cent deposit scheme
The 5 per cent deposit scheme may seem to lower entry to the property market, but some young Australians don’t want to borrow to buy at all.
Property investors are winning in these rental hotspots
Tight housing supply and transient workforces are driving rental yields higher in regional areas. But property investors would be wise to consider the risks.
What is the 6-year rule and why do property pundits love it?
Owners who rent out their home can keep the capital gains tax exemption for up to six years. But the ATO will want proof of genuine residency.
3 women shared their wealth goals. We provided action plans for each
A first mortgage, seaside retirement and renovations. Can financial advisers help achieve financial freedom?
October 2025
The ‘inheritocracy’ trap and why it might be killing wealth ambition
A new survey shows many young people think inheritance is key to success, but some are proving you can get ahead without help from the bank of mum and dad.
